Last week, likely Democratic nominee Hillary Clinton committed her presidential campaign to the push by Sen. Elizabeth Warren (D-Mass.) and other congressional progressives to make, as a spokesperson noted, the Federal Reserve “more representative of America as a whole.” These reformers insist that the Federal Reserve will be more publicly accountable if its governing boards, which are currently dominated by white men from the financial and corporate sectors, included more women, people of color as well as labor and consumer voices. A more accountable Fed would be good for both the financial markets and the nation as a whole. But changing who sits on the Fed’s regional bank boards will not be enough to avert the next financial crisis. And make no mistake, without …